PM-KISAN Samman Nidhi Yojana – 2025 Detailed Guide

🌱 Overview of PM-KISAN

The PM-KISAN Yojana was introduced by the Government of India to ensure minimum income support for small and marginal farmers. The scheme is fully funded by the Central Government and implemented by the Department of Agriculture and Farmers’ Welfare. Under this program, farmers receive financial support every four months to meet their agricultural and household needs.

This is a Direct Benefit Transfer (DBT) scheme, meaning that the amount is sent straight to the farmer’s Aadhaar-linked bank account without middlemen, ensuring transparency and reducing leakages.

✅ Key Highlights of the Scheme

• Annual income support of ₹6,000 to every eligible farmer family.
• Amount is paid in three equal instalments of ₹2,000 each.
• Direct transfer to bank accounts through DBT.
• Nationwide coverage – all States and UTs included.
• Launched in 2019 and still continuing with regular budget allocation.

🎯 Objectives of PM-KISAN

The main objectives of the scheme are:

• To ensure financial stability for small and marginal farmers.
• Enable farmers to purchase quality seeds, fertilizers, and inputs on time.
• Reduce farmer dependency on informal credit and moneylenders.
• Support rural consumption and boost the rural economy.
• Empower farmer families to improve their standard of living.

📌 Eligibility Criteria

• Applicant must be a citizen of India.
• Must be a landholding farmer family with cultivable land in their name.
• Families include husband, wife, and minor children.
• Land records must be updated and verified by state authorities.

🚫 Who is NOT Eligible?

• Institutional landholders.
• Current or former constitutional post holders.
• Serving or retired government officers (except Class IV/Group D).
• Income tax payers in the last assessment year.
• Professionals like doctors, engineers, lawyers with higher income.

📝 Documents Required

• Aadhaar Card (mandatory for all beneficiaries)
• Bank account details with IFSC code
• Land ownership proof / Khata number
• Valid mobile number for updates

🖥️ Online Registration Process

1. Visit the official website: pmkisan.gov.in
2. Click on Farmers Corner → New Farmer Registration.
3. Enter your Aadhaar number and select your state.
4. Fill in the land details, bank details, and personal information.
5. Submit the form and take note of the Registration Number for future reference.

🏢 Offline Registration

If you cannot apply online, visit your nearest:

• Common Service Center (CSC)
• Revenue Department Office
• Agriculture Officer’s Office

Provide your Aadhaar, land records, and bank details. The officer will enter the data into the PM-KISAN portal.

💰 Payment Schedule

🔍 How to Check PM-KISAN Status

1. Go to the official website.
2. Click on Farmers Corner → Beneficiary Status.
3. Enter Aadhaar number, Account number, or Mobile number.
4. Click on Get Data to view instalment status.

⚠️ Common Issues and Solutions

• Bank Account Not Linked with Aadhaar: Visit your bank branch and get it linked to receive payment.
• Wrong IFSC Code: Correct the details at CSC or through online updation.
• Name Mismatch: Ensure your name matches exactly in Aadhaar and bank account.

📊 Impact of PM-KISAN

Since its launch, PM-KISAN has disbursed over ₹2.8 lakh crore to farmer families. It has improved timely sowing, reduced debt dependency, and allowed farmers to invest in better seeds, irrigation, and technology.

❓ Frequently Asked Questions (FAQs)

1. Can tenant farmers apply?

Currently, the scheme is only for landholding farmers. Tenant farmers are not covered.

2. What if I change my bank account?

You can update bank details through the PM-KISAN portal under Farmers Corner → Edit Aadhaar Details.

3. Is there any last date for registration?

No fixed last date. Registration is open throughout the year, but earlier registration ensures timely benefit.

4. Can I check the beneficiary list?

Yes, you can view the village-wise beneficiary list on the official portal.